Stressed with bill payments due soon?

Frustrated with late payers?

Enjoy better cash flow now!

Pay your bills in instalments over 3 months

No big bill surprises, Better supplier relationship, Maintain good
credit rating, Boost financial confidence.

1

Upload Bills

Do the bookkeeping for the bill(s) that you want us to pay in your accounting software and attach the original bill document to this entry

2

Log In

Once signed up, log in and go to the bill section, select the bill and click LUCA Pay button (you can also upload your original bill attachment here)

3

Pay on Time

Your supplier(s) will be paid by us on the invoice due date. At the same time we will direct debit your account for the first instalment

Applicable Fees

4

You will be charged a fixed 4.5% transaction fee upfront. No interest, no application fee, no account fee. Late fee is 2% of the missing instalment
"Additional fees apply for Credit Cards"

5

Direct Debit Cycle

Your business account will be direct debited 4 equal instalment every 4 weeks. Late fee applied if not enough balance for direct debit

You get paid on time because we pay on behalf of your customer

No more chasing payments, No more bad debt, Attract more sales,
Happy customers, No set up requirement, No cost.

1

Preparation

Put the LUCA Pay* on your invoice. That is it, no complex set up. Get the logo
here

2

Customer Acceptance

Encourage your customers to LUCA Pay you so both of you enjoy better cash flow

3

Get Paid on Time

You will be paid the full amount on the due date and no more chasing payments

4

Log In

Once signed up, log into the invoice section, accounts reconciliation has been done for you

First time using LUCA Pay?

To make sure your sign up process is as smooth as possible, check out the
conditions and actions below - it only takes 5 minutes!

Valid ABN

We need to ensure that your business is registered in Australia and is also active

START NOW

GST Registered

To ensure you’re receiving ample cash flow to cover larger invoice amounts, you must be registered

START NOW

Accounting Software

Getting to know your business better is key, without you having to send us any paperwork

START NOW

Basiq Open Banking or Upload Bank Statements

Link your business bank account upon sign up to ensure you have sufficient funds to cover direct debits

START NOW

Set Up Direct Debit

Once you link your business bank account, you can set up your Direct Debit

START NOW

Are you an existing LUCA Plus subscriber?

Check out what you need below to apply for LUCA Pay - it only takes 2 minutes!

GST Registered

To ensure you’re receiving ample cash flow to cover larger invoice amounts, you must be registered

APPLY NOW

Basiq Open Banking
or upload Bank Statements

Link your business bank account upon sign up to ensure you have sufficient funds to cover direct debits

APPLY NOW

Set up Direct Debit

Once you link your business bank account, you can set up your Direct Debit

APPLY NOW